Processing Related Fees
Effective October 2026, several of our processing fees will be updated. These adjustments help us continue improving our systems, strengthening security, and maintaining the level of service you rely on.
Please note that these updates vary by account and service type, and not all fees may apply to your account.
If you are currently charged an Annual PCI Fee, you may now be moved to monthly billing instead of annual.
You may see updates to one or more of the following fees:
Breach Fee
Credit Transaction Fee
Discount Rates
Monthly Funding Cap (per Card Brand)
Monthly Funding Rate (per Card Brand)
Monthly Maintenance Fee
Monthly Fee
Monthly PCI Fee
PCI Non‑Compliance Fee(PCI Non-Comp Fee)
Platinum Tier
Proc Fee
Secure Shield Fee
Statement Fee
Technology Fee
Swipe Simple Mobile Monthly Fee
Swipe Simple Monthly Fee
Swipe Simple Register Monthly Fee
Card Brand Related Fees
Effective October 2026, Card Brands announced the following changes:
- Mastercard is introducing a new fee (CRYPTO CRD-MC) of 5 basis points (0.05%) that applies to transactions funded by Crypto Cards. This fee is only applicable to crypto funded transactions and not all Crypto Cards.
- Visa is introducing a new fee (COMM VRL CRD-VS) of 10 basis points (0.10%)for the Embedded Payments Acquirer Charge applied to eligible Visa Commercial Solutions (VCS) virtual card transactions used in embedded payments flows.
- Mastercard is expanding their current B2B interchange program, introducing new product codes for B2B products.
|
Descriptor |
Rate |
|
B2B PRD24 |
0.50% + $0.00 |
|
B2B PRD24 INTL |
0.50% + $0.00 |
|
B2B PRD25 |
0.60% + $0.00 |
|
B2B PRD25 INTL |
0.60% + $0.00 |
|
B2B PRD26 |
0.70% + $0.00 |
|
B2B PRD26 INTL |
0.70% + $0.00 |
|
B2B PRD27 |
0.80% + $0.00 |
|
B2B PRD27 INTL |
0.80% + $0.00 |
|
B2B PRD28 |
0.90% + $0.00 |
|
B2B PRD28 INTL |
0.90% + $0.00 |
|
B2B PRD29 |
2.00% + $0.00 |
|
B2B PRD29 INTL |
2.10% + $0.00 |
|
B2B PRD30 |
2.00% + $0.00 |
|
B2B PRD30 INTL |
2.20% + $0.00 |
|
B2B PRD31 |
2.00% + $0.00 |
|
B2B PRD31 INTL |
2.30% + $0.00 |
|
B2B PRD32 |
2.00% + $0.00 |
|
B2B PRD32 INTL |
2.40% + $0.00 |
|
B2B PRD33 |
2.70% + $0.00 |
|
B2B PRD33 INTL |
2.80% + $0.00 |
|
B2B PRD34 |
2.70% + $0.00 |
|
B2B PRD34 INTL |
2.90% + $0.00 |
|
B2B PRD35 |
2.70% + $0.00 |
|
B2B PRD35 INTL |
3.00% + $0.00 |
- Mastercard is introducing new commercial credit interchange rates for the Mastercard Flex Program (MFP) issued in select markets and accepted globally.
|
Descriptor |
Rate |
|
FLX PRD24 |
0.35% + $0.00 |
|
FLX PRD24 INTL |
0.35% + $0.00 |
|
FLX PRD25 |
0.40% + $0.00 |
|
FLX PRD25 INTL |
0.40% + $0.00 |
|
FLX PRD26 |
0.45% + $0.00 |
|
FLX PRD26 INTL |
0.45% + $0.00 |
|
FLX PRD27 |
1.65% + $0.00 |
|
FLX PRD27 INTL |
1.65% + $0.00 |
|
FLX PRD28 |
1.70% + $0.00 |
|
FLX PRD28 INTL |
1.70% + $0.00 |
|
FLX PRD29 |
1.75% + $0.00 |
|
FLX PRD29 INTL |
1.75% + $0.00 |
|
FLX PRD30 |
1.80% + $0.00 |
|
FLX PRD30 INTL |
1.80% + $0.00 |
|
FLX PRD31 |
1.85% + $0.00 |
|
FLX PRD31 INTL |
1.85% + $0.00 |
|
FLX PRD32 |
1.90% + $0.00 |
|
FLX PRD32 INTL |
1.90% + $0.00 |
|
FLX PRD33 |
1.95% + $0.00 |
|
FLX PRD33 INTL |
1.95% + $0.00 |
|
FLX PRD34 |
2.00% + $0.00 |
|
FLX PRD34 INTL |
2.00% + $0.00 |
- Mastercard will be adjusting the rate on the following B2B products.
|
Descriptor |
Current Rate |
New Rate |
|
B2B PRD20 INTL |
2.00% + $0.00 |
2.70% + $0.00 |
|
B2B PRD21 INTL |
2.00% + $0.00 |
2.60% + $0.00 |
|
B2B PRD22 INTL |
2.00% + $0.00 |
2.50% + $0.00 |
- Visa is expanding its existing consumer Visa Installment Credential Credit (F2) product to issuers in the U.S., resulting in the following additional new interchange programs.
|
Descriptor |
Rate |
|
PRGM RT 76 |
1.53% + $0.05 |
|
PRGM RT 89 |
1.10% (min.$0.04) |
|
RTN PRGM RT 89 |
1.10% (min.$0.04) |
|
SPMK RT 90 |
1.65% + $0.07 |
|
SMB PRD2 RT 91 |
1.88% + $0.10 |
|
SMB PRD1 RT 92 |
2.18% + $0.10 |
|
PRGM RT 93 |
2.70% (min. $0.08) |
|
NON QUAL RT94 |
3.15% + $0.10 |